At Phoenix Money, we make our lending simple and personal, designed around you.
Our bridging solutions help you move quickly and confidently. No red tape, no waiting and with direct access to underwriters. The right finance to get things done.
Our clients and partners
how we work
Enquiry
This is where it starts. Share the key details of your enquiry, what the loan is needed for, and how much you need, and we’ll provide a decision within the hour, so you can move quickly.
Offer
If we’re happy to provide the finance, we’ll issue an offer the same day, which sets out how much we can lend and the terms you can expect, giving you a clear picture of your options.
Instructions
Once you accept our offer, we’ll take care of the rest. Our legal team will work directly with your representatives to ensure everything runs smoothly, all conditions are met, and you are kept updated as the loan progresses.
Completion
As soon as the checks are done, we’ll release the funds to your solicitor so you can move ahead with your project. You will be supported by us throughout the term of your loan.
Meet the Executive Team
With more than 75 years of collective experience, our team has the knowledge, passion, and drive to take on projects of any scale. Meet the experts who power Phoenix Money.
At Phoenix Money, everything happens in-house. As a privately funded lender, we don’t rely on outside decision-makers, which means you deal directly with people who make the decision. We act quickly, simply, and without the hassle.
Since 2020, we’ve helped property owners, investors, and developers across the UK move forward with confidence. What our clients value most is exactly what we deliver: speed, reliability, transparency, and a personal touch.
With Phoenix Money, securing finance doesn’t have to be complicated. We make it straightforward, supportive, and built around you.
Fast Funding, Backed by Us
We lend from our own funds, giving us full control over where and how we support our clients.
Flexible Funding: £50k–£5m
From smaller projects to large-scale developments, we’re ready to back your vision.
Same Day Decisions
Get terms issued immediately upon acceptance, no delays, just fast, simple finance.
a company that cares
our values
speed
We act fast, so your projects never have to wait. Quick decisions mean you can seize opportunities and keep moving forward with confidence.
reliability
We use our own funds and stick to our promises. You can count on us! No surprises, no second-guessing, just peace of mind.
Personalisation
Every loan is unique. We take the time to understand your goals so we can craft a solution that fits you perfectly, allowing you to move forward confidently.
Transparency
No hidden fees or surprises. What you see is what you get. We pride ourselves on keeping communication open from day one, so you’re always in the loop and never caught off guard.
Ready to make an application?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Ready to make an application?
Need fast, reliable finance? Work directly with our experienced team, who guide you every step of the way. Let us help you achieve your financial goals, quickly, clearly, and with confidence.
See what our clients are saying
News
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod.
At Phoenix Money, we combine expertise with a personal approach.
Our experienced team provides fast, tailored bridging loans designed around your needs.
No waiting, no red tape, just clear, reliable support to help you achieve your financial goals.
Manish Gambhir
Managing Director
Manish is the Managing Director of Phoenix Money Group, driving the company’s vision and strategic growth since its inception. Under his leadership, Phoenix Money has built a strong reputation for connecting Companies and individuals with bridging finance, consistently delivering tailored lending to meet client needs.
As a hands-on leader, Manish focuses on identifying new opportunities and expanding the business, ensuring Phoenix Money continues to evolve and thrive in a competitive market. His strategic approach and commitment to excellence has established Phoenix Money as a trusted partner for property finance solutions, with ambitious plans for the company’s next phase of growth.
John Drinkwater
Chairman
John brings valuable financial expertise and charisma to Phoenix Money as Chairman. He spent 11 years at Goldman Sachs, leading fixed income teams and specialising in marketing structured products like global mortgage securitisations, earning industry respect.
After Goldman Sachs, he co-founded a successful private equity firm and became the largest shareholder in a bridging and development finance company. His relationship skills helped manage over £1 million in loans and connect high-net-worth lenders, driving growth until the business was sold in 2018.
At Phoenix Money, John’s deep knowledge of finance and his personable nature make him an asset. His extensive network continues to support the company’s expansion.
Rory Nelson
Head of Legal
Rory Nelson is a qualified Solicitor with expertise in Commercial Property and Property Finance. Previously a partner at a leading Liverpool law firm, he now heads legal affairs at Phoenix Money and also works as a consultant solicitor at Excello Law. Since joining Phoenix Money, Rory has been the go-to legal expert, ensuring smooth operations and compliance in complex property deals. His hands-on, proactive approach is a driving force behind the firm’s growth and success.
Yochai Zorno
Head of Underwriting
With two decades of property finance experience, Yochai is a seasoned expert and the driving force behind underwriting at Phoenix Money. His industry knowledge, strategic mindset, and dedication to excellence have earned him a reputation as a trusted leader.
Yochai specialises in bridging finance, new business development, and nurturing strong relationships. He has successfully structured multiple high value loans and as the Underwriting Relationship Manager at Together, managed monthly completions of up to £100million.
His skills and leadership help Phoenix Money deliver precise lending decisions and smooth processes, turning client visions into reality. Yochai is passionate about innovation and consistently strives to exceed expectations in property finance.
Andy Flanagan
Head of Finance
Andy brings over 10 years of finance know-how to his role as Head of Finance at Phoenix Money. Before joining in July 2023, he spent 12 years at RSM where he was a Senior Audit Manager and led audits for a wide range of industries, always with a strategic mind and a knack for delivering results.
With expertise in financial reporting, compliance, and leadership, Andy manages budgeting and forecasting while guiding the company’s financial direction. Recognised for his attention to detail and strong relationship skills, he plays a vital role in the growth and success of Phoenix Money.
Zennie Major
Operations manager
Zennie joined Phoenix Money as an Executive Assistant, bringing over 17 years of experience across charities, scientific testing, and software. Her diverse background and strong organisational skills quickly proved invaluable, leading to her transition into the role of Operations Manager.
At Phoenix Money, she keeps daily operations running smoothly – managing schedules, coordinating activities, and ensuring the team stays aligned. Known for her professionalism and approachable nature, Zennie fosters positive relationships and open communication.
She’s always proactive and eager to go above and beyond to support her team and help the company succeed.
