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Whether it’s commercial or residential, Phoenix Money provides fast, flexible bridging loans tailored to your needs. From property purchases and refurbishments to auction finance, our team delivers quick decisions and straightforward terms, no red tape, no waiting, just reliable funding to help you seize the right opportunities.

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Our products

Property Purchasing

Refinancing

Auction Finance

Business cash flow

below market value

Social Housing

Why choose us?

Fast Funding, Backed by Us

We lend from our own funds, giving us full control over where and how we support our clients.

Flexible Funding: £50k–£5m

From smaller projects to large-scale developments, we’re ready to back your vision.

Same Day Decisions

Get terms issued immediately upon acceptance, no delays, just fast, simple finance.

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Related Case Studies

Take a look at some of the ways we have helped our clients secure property.

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Case Study, Property Purchasing

Phoenix Money Provides £875,000 Bridging Loan for Coastal Property Acquisition in Blundellsands

We’re proud to have supported the acquisition of a stunning 5-bedroom detached property in Blundellsands, Crosby, directly facing Crosby Beach and Promenade, all within just 7 days!

Case Study, Property Purchasing

Rapid Acquisition of a Disused Farm

Barnston Farm, a disused property in a conservation area, was given a new lease of life and turned into ten beautiful, high-end homes.

Case Study, Refurbishment

Transforming a Grade II Listed Bank

Phoenix Money was approached by a North West-based real estate management company seeking a development loan. The project involved the transformation of a Grade II listed former bank in the heart of Liverpool.

BMV, Case Study, Property Purchasing

Securing Opportunity with Speed and Precision

The investor had identified a residential property with significant potential but faced a tight timeframe. Traditional lenders were too slow, and without immediate funding, the client risked losing the deal entirely.

Auction Finance, Case Study

Auction Purchase & HMO Strategy

An investor purchased a vacant ten-bedroom, seven-bathroom property in Liverpool at auction. The building, previously used as an HMO, required refurbishment and new licensing to return to use.

Case Study, Social Housing

Bridge Lending For Social Housing Acquisition

A short-term bridge facility of £757,062 was provided to support the acquisition of four affordable housing units in Market Harborough, Leicestershire. The properties comprised of two three-bedroom semi-detached houses and two four-bedroom semi-detached houses.

See what our clients are saying

Gary S.
G&C Commercial Funding

It is brilliant to work with a lender who can pivot and act as quickly as Phoenix can. Very much old school bridging from Phoenix where you get a quick decision and the lender sticks to it. Amazing job on this.

Jon Elliot
Lady Margaret Consultancy

It has been an absolute pleasure to work with Yochai Zorno and his colleagues at Phoenix Money. The knowledge and efficiency across the team are refreshing and enabled us to complete the loan seamlessly, 24 hours ahead of schedule!

Sam Rowlands
Director at Brickland

It was a pleasure working with Manish, John, and the team in closing a gap funding solution on our Sheffield BTR development. The whole Phoenix team worked quickly and pragmatically to close the deal from start to finish in 6 weeks.

M Walsh
Integritas Property Group

Phoenix Money were invaluable partners in delivering our Copper Box development in Crosby. More than funders, they brought agility, responsiveness, and collaboration to every stage, overcoming complex challenges with commitment and support. Their proactive approach played a vital role in successfully bringing this project to life.

M Crebbin
Property and Assets Manager

Manish worked tirelessly and efficiently to get the deal over the line, in what was a tight timeframe. He was available and present throughout. This was our first dealing with Phoenix Money, and we look forward to working with them again on future projects.

Broker
M Cohen

We’re grateful to Yochai and Manish at Phoenix Money for their support and commercial approach. It was a collaborative effort and we’re glad to have delivered a positive result for a borrower who has struggled to find the right funding solution elsewhere

John Elliot
Lady Margaret Consultancy

It has been an absolute pleasure to have worked with Yochai Zorno and his colleagues at Phoenix Money on a recently completed commercial Bridging Loan. The Knowledge and Efficiency in you and your team was refreshing and enables us to compete the loan seamlessly and 24 hours ahead of schedule! Thanks again

V Woltman
Property Developer

Phoenix Money were quick, responsive and efficient throughout the financing process for our building project. They listened to our needs and focused on the project and our experience, rather than the challenges we faced with previous funders.

a company that cares

our values

speed

We act fast, so your projects never have to wait. Quick decisions mean you can seize opportunities and keep moving forward with confidence.

reliability

We use our own funds and stick to our promises. You can count on us! No surprises, no second-guessing, just peace of mind.

personalisation

Every loan is unique. We take the time to understand your goals so we can craft a solution that fits you perfectly, allowing you to move forward confidently.

transparency

No hidden fees or surprises, what you see is what you get. We pride ourselves on keeping communication open from day one, so you’re always in the loop and never caught off guard.