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Special opportunities

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Below market value

For investors and developers purchasing properties at below market value. These loans provide fast, flexible funding to help you secure opportunities quickly, release equity efficiently, and maximise returns on undervalued assets.

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Securing Opportunity with Speed and Precision

The investor had identified a residential property with significant potential but faced a tight timeframe. Traditional lenders were too slow, and without immediate funding, the client risked losing the deal entirely.
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How we can help

Phoenix Money can help with Below Value purchases by considering Open Market Values (OMVs), and providing funds within a matter of days, allowing you to secure the asset prior to going to market.

Direct Access to Decision Makers

You’ll be in contact with decision-makers from day one, meaning we form a deep understanding of the complexities of your situation and develop a loan plan that fits your needs.

Tailored Finance

No two businesses have the same financial needs. We tailor our financial plans to each client’s unique situation and provide bespoke plans that effectively address your distinct financial needs.

Transparent Fees

When you take out a loan with us, you’ll know exactly what you’re paying from the second you get your officer. There are no hidden costs or surprises, just clear pricing from the start. 

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how we work

Enquiry

This is where it starts. Share the key details of your enquiry, what the loan is needed for, and how much you need, and we’ll provide a decision within the hour, so you can move quickly.

Offer

If we’re happy to provide you with the finance you require, we will issue a Decision in Principle, which is an offer that outlines how much we’d be willing to lend you and any interest rates and conditions you can expect.

Instructions

Once you accept our offer, we will then issue formal instructions to proceed. At this stage, our legal team will liaise with your representation to ensure that any conditions we set out are addressed.

Completion

As soon as the checks are done, we’ll release the funds to your solicitor so you can move ahead with your project. You will be supported by us throughout the term of your loan.

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Related Case Studies

Take a look at some of the ways we have helped our clients secure property.

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BMV, Case Study, Property Purchasing

Securing Opportunity with Speed and Precision

The investor had identified a residential property with significant potential but faced a tight timeframe. Traditional lenders were too slow, and without immediate funding, the client risked losing the deal entirely.

Case Study, Refinancing

Refinance – Residential Portfolio

Two experienced property investors approached Phoenix Money to refinance a portfolio of newly developed residential units and raise additional capital.

BMV, Case Study

Refinance & Capital Raise in Norfolk

An established HMO provider and operator in Norfolk identified an opportunity to reposition a Grade II-listed property in King’s Lynn. Originally two residential houses and later converted into a 15-room hotel, the client invested over £100,000 in refurbishment to operate the site as a short-stay venue. To stabilise the asset and fund future acquisitions, they required a refinance and capital raise facility.

Ready to make an application?

Are you in a hurry to secure some quick finance? Looking for reliable experts who can guide you every step of the way? Work directly with a team that boasts years of combined experience, dedicated to helping you achieve your financial goals? Find out what we can do for you today.

Apply now

See what our clients are saying

Gary S.
G&C Commercial Funding

It is brilliant to work with a lender who can pivot and act as quickly as Phoenix can. Very much old school bridging from Phoenix where you get a quick decision and the lender sticks to it. Amazing job on this.

Jon Elliot
Lady Margaret Consultancy

It has been an absolute pleasure to work with Yochai Zorno and his colleagues at Phoenix Money. The knowledge and efficiency across the team are refreshing and enabled us to complete the loan seamlessly, 24 hours ahead of schedule!

Sam Rowlands
Director at Brickland

It was a pleasure working with Manish, John, and the team in closing a gap funding solution on our Sheffield BTR development. The whole Phoenix team worked quickly and pragmatically to close the deal from start to finish in 6 weeks.

M Walsh
Integritas Property Group

Phoenix Money were invaluable partners in delivering our Copper Box development in Crosby. More than funders, they brought agility, responsiveness, and collaboration to every stage, overcoming complex challenges with commitment and support. Their proactive approach played a vital role in successfully bringing this project to life.

M Crebbin
Property and Assets Manager

Manish worked tirelessly and efficiently to get the deal over the line, in what was a tight timeframe. He was available and present throughout. This was our first dealing with Phoenix Money, and we look forward to working with them again on future projects.

Broker
M Cohen

We’re grateful to Yochai and Manish at Phoenix Money for their support and commercial approach. It was a collaborative effort and we’re glad to have delivered a positive result for a borrower who has struggled to find the right funding solution elsewhere

John Elliot
Lady Margaret Consultancy

It has been an absolute pleasure to have worked with Yochai Zorno and his colleagues at Phoenix Money on a recently completed commercial Bridging Loan. The Knowledge and Efficiency in you and your team was refreshing and enables us to compete the loan seamlessly and 24 hours ahead of schedule! Thanks again

V Woltman
Property Developer

Phoenix Money were quick, responsive and efficient throughout the financing process for our building project. They listened to our needs and focused on the project and our experience, rather than the challenges we faced with previous funders.

a company that cares

our values

speed

We act quickly on opportunities and decisions, so you won’t have to worry about project delays. We believe in moving fast and staying ahead, ensuring your projects stay on track and your confidence remains high.

reliability

We lend using our own funds and always stick to our agreements, so you can trust us; no need to second-guess. We’re committed to being reliable and straightforward, giving you peace of mind every step of the way.

personalisation

Every loan is unique, and we genuinely take the time to get to know you. By understanding your situation and goals, we can craft a customised, tailor-made solution that truly fits your needs and helps you confidently move forward.

transparency

No hidden fees or surprises, what you see is what you get. We pride ourselves on keeping communication open from day one, so you’re always in the loop and never caught off guard.